LIFE Mission Kerala: All You Need To Know

Life Mission Kerala Government is an initiative under which the Kerala government gives the financial assistance. It helps the people from the economically weaker sections and low income groups by providing housing options.

LIFE programme stands for Livelihood Inclusion and Financial Empowerment to provide quality housing options to the underprivileged sections of society. The Kerala Government launched this mission, which is in now its third phase. It has built so far over 1.5 lakh homes across the state.

  • In Phase-I, construction of around 52,000 homes took place.
  • In Phase-II, construction of 78,432 houses took place.

Kerala Chief Minister Pinarayi Vijayan, on September 24, 2020 inaugurates the construction work of 29 housing complexes. Indeed, this will accommodate space for almost 1285 families. In this Phase-III, a total of 1.35 lakh beneficiaries have been identified as per the Chief Minister.

According to this government portal, for the implementation of this mission, district of   Thiruvanthapuram district is at the top. Almost 18,000 units were constructed here under the LIFE Mission.

For the complete project, the expectation of the budget is almost around Rs. 4,000 Crores. It will get the funds by the World Bank and Japanese institutions. Moreover, a substantial amount of donations comes from philanthropic societies in the Middle-East.

What Is LIFE Mission Kerala?

LIFE Mission is a housing scheme that will facilitate the shelter to landless and homeless people in Kerala. In five years, the target is set to build 4.3 lakh homes. Under this programme, housing complexes will be built with all modern and world-class amenities. All the provisions are for the beneficiaries, to pursue their great livelihoods. A number of social services, such as primary healthcare, elderly support and skill development, are also a part to enhance the inclusivity.

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Objective Of This Housing Scheme  

This scheme covers people staying in outlying, coastal or plantation areas and temporary housing.  Thus, to give them a better life and space in the society, let’s look at the objective of LIFE Mission:

  1. It will provide safe and decent housing options to the deprived people in Kerala within the next five years.
  2. Help underprivileged to self-employ and earn a living.
  3. To make them participate decently in social processes.
  4. To benefit from all social welfare schemes, including financial services.

LIFE Mission Kerala: Who Are The Beneficiaries?

If we look at the current scenario, around one lakh eligible beneficiaries have been identified under Phase-II of the mission. Along with that, around construction of 81% homes for people who are homeless but have land.

To be eligible for this mission, the applicant must meet one of the following:

  • Landless or homeless.
  • Not been able to complete the house construction and have no other home.
  • Has a temporary home in costal, plantation or exotic areas.

What Is The Beneficiary Priority Criteria of LIFE Mission Kerala?

The beneficiaries will get selection on following priority criteria:

  • Mentally / physically challenged
  • Poor
  • Heterosexuals
  • People with serious/fatal illness
  • Unmarried mothers
  • Unemployed due to illness / accident
  • Widows

LIFE Mission Kerala: Eligibility For Beneficiaries

Following is the chief eligibility criteria for the beneficiaries:

  • Government sector employs are not eligible to apply.
  • The applicant should not have annual income more than Rs three lakhs per year.
  • Only residents of Kerala can apply for the scheme.
  • Applicants can apply only if they do not own any land.
  • Homeless families with a ration card are eligible for the scheme.

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How To Apply For LIFE Mission Kerala 2020?

You can apply for the scheme both ways either online or offline. Just, you need to follow the given steps to apply online:

Step 1: Go to the LIFE Mission Kerala portal official portal @

Step 2: Click on ‘New Registration’ to proceed further. 

Step 2: In the registration form, you will fill your name and mobile number.

Step 3: After that, generate the OTP and verify your contact details to move ahead with the registration process.

Step 4: Finally, fill the registration form and submit the details.

However, for the offline process, just visit the nearest Akshaya Kendra and fill the registration form and submit it.

How Is the Short listing Of Beneficiary Take Place?

There are three steps to shortlist beneficiaries for the LIFE Housing Scheme:

Firstly, to identify the beneficiary, the reference of social and economic caste survey by the central government in 2011 is taken.

Secondly, for the verification the field-level officers will visit the identified beneficiaries.

Thirdly, the record of documents and details will get to local self-government institutions.

Finally, the list of beneficiaries will get its publication at local panchayat/district level office.

LIFE Mission Kerala: Insurance cover

Taking the benefit of citizen under consideration, the Kerala government has announced insurance cover only for the construction of houses under this scheme.

In fact, for a period of three years, each house built will have insurance cover of Rs 4 lakhs. Also, the state government itself will pay the premium. And after this period, the owner would have to bear the expenses for the premium.

Latest Update On LIFE Mission Kerala

For LIFE housing mission, thus, the state government opened a short window of five days for fresh applications.

  • The total number of applicants in the latest phase of the project has extended to 9.2 lakh.
  • In this period, almost 90,000 fresh applications were received across local bodies.
  • Formerly, the beneficiaries were chosen based on a survey conducted by the Kudumbashree.
  • Moreover, in January, the mission hit a milestone of 2.5 lakh houses completed in phases.
  • The work on 36 flat complexes is in progress out of which 10 are nearing completion at different locations.

Contact details of LIFE Mission Kerala

LIFE Mission,

2nd Floor, PTC Tower,

SS Kovil Road, Thampanoor,

Thiruvananthapuram 695001

Phone: 0471 2335524


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